John Hamilton's advice You really should get your free credit report

John Hamilton You really should get your free credit report once per year. I have been pulling credit reports for more than 20 years as a mortgage broker and I can't tell you how many times the credit bureau has stuff on there that isn't true. Now if it something bad from the past then it stays on there... that's so a lender can loo...k at your history to make a decision for the future. Either way check it out!