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Critical Illness Insurance - Financial help for a major illness

pink_ribbonNo one expects to be diagnosed with a critical illness, but in case you are, a Critical Illness plan will help you recover financially.  With early detection and intervention, we are living longer after being diagnosed with these illnesses.  Many of the common covered illnesses include cancer, heart attack, coma, multiple sclerosis, kidney failure. (up to 23 illnesses)

The cash benefits received can be used to pay for medical treatment, pay debts or creditors, hire someone or to replace an income you would have earned if you had not been diagnosed. There are no receipts to keep, you decided how to spend the benefit. Critical Illnesses is paid out lump sum, tax-free.

Example:  You never know as new homeowners Bob, age 35 and Brenda age 32, discovered.  Their world was turned upside down when Brenda was told by her doctor, she had breast cancer.  With today’s improving medical care and technology Brenda will recover. However, time off from work, less pay and more expenses will prove to be a financial struggle.  It would be a different story if they had a Critical Illness Policy in their financial plan.

Who needs critical illness insurance?

  • Anyone who thinks its possible to get a critical illness
  • Anyone responsible for debt/dependants
  • Business Owners
  • Self Employed

"I have never felt more comfortable with an insurance agent. Diane Rusk put me at ease." -D.B.

Diane Rusk is an independent insurance broker. With over ten years experience, she can make sense of all your insurance needs.  www.dianerusk.com   or call  705 725-3698

 

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